Hesper AI is an AI claims resolution platform for property and casualty carriers, TPAs and MGAs. Its AI agents work every claim from first notice of loss through final recovery, with investigation-grade evidence behind every decision. Clean claims resolve straight through in minutes, while the team keeps authority over every decision. It launched on November 5, 2026, as a Y Combinator Fall 2026 company, and is live in production with paying customers, with more than $5 million in claims already processed.
What it does
Hesper covers the full 8-stage claims lifecycle with no handoffs: coverage, investigation, estimation and valuation, settlement, payment and closure, and recovery, including subrogation and salvage screening. On flagged claims, it runs 15 investigation phases in parallel, checking ISO ClaimSearch and NICB history, cross-referencing statements, testing document authenticity, analysing medical records, running social media and OSINT checks, identifying witnesses, reconstructing timelines, analysing finances and compliance, and building an evidence package.
Document agents read every page and cross-check it, a GPS agent locates where photos were taken even without metadata, and every flag links back to its source. The executive summary and evidence package export as PDF or through the API.
Key features
- Full 8-stage claims lifecycle with zero handoffs, from FNOL to recovery
- 15 investigation phases in parallel on flagged claims, from history checks to forensic document analysis
- Document agents that read every page and cross-check it; GPS agent locates photo origins
- Every flag links back to its source evidence
- Evidence package and executive summary exportable as PDF or via API
- API integration with Guidewire, Duck Creek and Majesco; claims can be picked up at FNOL or mid-stream
- SOC 2 and HIPAA compliant, GDPR-ready, end-to-end encryption, and never trains on customer data
Who it is for
Property and casualty carriers, third-party administrators and MGAs handling auto, homeowners, workers’ compensation and pet claims. It is aimed at teams that want clean claims resolved in minutes and complex claims investigated with the same rigour a human SIU team would apply, without the backlog.
Pricing
Pricing is not publicly listed. According to the official FAQ, pricing is scoped to your book: lines of business, claim volume, and which agents you deploy, and the company asks you to book a demo. New MGAs and TPAs get their first 200 claims free, per the official homepage. Prices may change; check gethesperai.com for the current details.
Information based on the official gethesperai.com website, checked November 6, 2026.
